Certificate of Deposit Accounts

Money Market Accounts offer earning potential for your deposited funds without tying up the money for long periods of time. You can make six transfers or withdrawals per statement cycle at no charge. The seventh transaction in a statement cycle will incur a transaction fee.

Money Market Account¹

• Minimum to Open: $3,500.00
• Minimum Average Monthly Balance³: $3,500.00
• Minimum Daily Collected Balance to Earn Disclosed Annual Percentage Yield (APY):  $3,500.00

Gold Money Market Account¹

• Minimum to Open: $50,000.00
• Minimum Average Monthly Balance³: $50,000.00
• Minimum Daily Ledger Balance to Earn Disclosed Annual Percentage Yield (APY)

Tiers (Ledger): 

• $0.01 - $49,999.99
• $50,000.00 - $99,999.99
• $100,000 - $249,999.99
• $250,000 and Over

¹Certain transaction limitations, fees, and balance requirements to earn interest may apply. Refer to the Disclosure and Schedule of Fees for City National Private Accounts (Opens in a new Window)for additional information.

³to avoid monthly maintenance fee and applicable per item fees.

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Learn More about CNBFL Money Market Accounts

Regular Savings

• Minimum to Open: $100.00
• Minimum Average Monthly Balance²: $500.00
• Minimum Daily Collected Balance to Earn Disclosed Annual Percentage Yield (APY): $100.00  

Youth Savings³

• Minimum to Open: $50.00
• Minimum Average Monthly Balance²: N/A
• Minimum Daily Collected Balance to Earn Disclosed Annual Percentage Yield (APY): N/A

¹Certain transaction limitations, fees, and balance requirements to earn interest may apply. Refer to Disclosures and Schedule of Fees for Personal Accounts.

²To avoid monthly maintenance fee.

³Youth Savings accounts available to customers under 18 years of age.