Contact a Specialist

SBA 7(a)
Lending Program

Improve your business with easy-to-access SBA 7(a) financing

We understand the importance of providing tailored financing solutions that your unique needs.
Whether you’re a growing company looking for working capital, or an established enterprise in need of expansion, Small Business Administration (SBA) 7(a) is our solution for you with flexible terms and low equity requirements1.

City National Bank of Florida is committed to guiding you through the entire loan application process, from start to finish. Apply for a loan of up to $5 million2.

Designed for small business like yours

The SBA 7(a) Lending Program makes it fast, convenient, and accessible to get financing to improve your businesses. We’ll help expedite your application and be available to provide support at every step of the way.

Competitive rates and long repayment terms

Maintain optimal cash flow and spend less on monthly payments with typical 10-year repayment terms and competitive interest rates.

Fast approvals and quick access to funds

We’ll help process your application quickly so you can get a decision and access your funds sooner.

Minimal equity and collateral requirements

Qualify with as little as a personal guarantee and a blanket lien on your business assets.

Easy-to-use digital lending platform for loans up to $500k

Save time with our streamlined online application process, featuring an instant soft-pull pre-qualification.

Make purchases, hire staff, refinance debt, and more

SBA 7(a) loan funds can be used in a variery of ways to cover expenses and make upgrades to your business.

Improve general
working capital

Purchase inventory
and equipment

Hire new
employees

Refinance existing business debt

Cover marketing expenses

Improve general
working capital

Purchase inventory
and equipment

Hire new
employees

Refinance existing business debt

Cover marketing expenses

Is a SBA 7(a) Loan a good fit for your business?

General Eligibility Requirements:

  • Cash flow positive and in business for at least 2 years
  • Net worth less than $15 million, with 2-year average net profit up to $5 million after taxes
  • Established credit score with no tax liens or recent credit events

Apply online and instantly see if you pre-qualify for loans up to $500k

Using our online lending platform, you can quickly see if you pre-qualify for the program. Once pre-qualified, you'll get step-by-step instructions to guide you through the application process. Your progress saves automatically, so you can stop and return at any time and see the status of your application.

Step 1
Contact a specialist. Once you receive a link, create an account to get started. Select a loan amount, tell us about your business, and instantly see if you pre-qualify.

Step 2
Follow the instructions to complete your full application and upload your supporting documents.

Step 3
We’ll notify you when the SBA has approved your loan and when you can expect to receive your funds.

Download the SBA 7(a) user Guide

Get detailed information about program eligibility and learn how to navigate the online platform.

Download PDF

FINANCIAL EDUCATION PROGRAM

Take control of your finances and make your money work for you

The FDIC Money Smart Program is designed to boost your financial skills. You can explore Money Smart resources, as they are available 24/7.

These tools are free of charge and available for all, so remember to share the tools with your family and friends.

Explore The FDIC Money Smart Program

Please note: City National Bank of Florida does not offer tax, legal or accounting advice